Comunicaciones al DO nº C-865/19 of Tribunal de Justicia, Sala Sexta, January 31, 2020
Resolution Date | January 31, 2020 |
Issuing Organization | Sala Sexta |
Decision Number | C-865/19 |
Petición de decisión prejudicial planteada por el tribunal dʼinstance de Rennes (Francia) el 27 de noviembre de 2019 - Caisse de Crédit Mutuel Le Mans Pontlieue / OG
(Asunto C-865/19)
Lengua de procedimiento: francés
Órgano jurisdiccional remitente
Tribunal dʼinstance de Rennes
Partes en el procedimiento principal
Demandante: Caisse de Crédit Mutuel Le Mans Pontlieue
Demandada: OG
Cuestión prejudicial
Si la tasa anual equivalente de un crédito al consumo es de 5,364511 %, ¿permite la regla establecida en las Directivas 98/7/CE, de 16 de febrero de 1998, 1 y 2008/48/CE, 2 de 23 de abril de 2008, 3 según la cual, en su versión francesa, «El resultado del cálculo se expresará con una [exactitud] de un decimal como mínimo. Si la cifra del decimal siguiente es superior o igual a 5, el primer decimal se redondeará a la cifra superior», considerar correcta una tasa anual equivalente indicada de 5,363 %?
[1] Directiva 98/7/CE del Parlamento Europeo y del Consejo de 16 de febrero de 1998 que modifica la Directiva 87/102/CEE relativa a la aproximación de las disposiciones legales, reglamentarias y administrativas de los Estados miembros en materia de crédito al consumo (DO 1998, L 101, p. 17).
[2] Directiva 2008/48/CE del Parlamento Europeo y del Consejo, de 23 de abril de 2008, relativa a los contratos de crédito al consumo y por la que se deroga la Directiva 87/102/CEE del Consejo (DO 2008, L 133, p. 66).
[3] Directiva 2014/17/UE del Parlamento Europeo y del Consejo, de 4 de febrero de 2014, sobre los contratos de crédito celebrados con los consumidores para bienes inmuebles de uso residencial y por la que se modifican las Directivas 2008/48/CE y 2013/36/UE y...
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