Asunto C-486/16: Petición de decisión prejudicial presentada por el Juzgado de Primera Instancia de Alicante (España) el 12 de septiembre de 2016– Bankia S.A./Alfredo Sánchez Martínez y Sandra Sánchez Triviño
Section | información judicial |
28.11.2016 ES Diario Oficial de la Unión Europea C 441/9
Lengua de procedimiento: español
Juzgado de Primera Instancia de Alicante
Demandante: Bankia S.A.
Demandada: Alfredo Sánchez Martínez y Sandra Sánchez Triviño
1) ¿Resulta contrario a los artículos 4.1 y 7.1 de la Directiva 93/13/CEE del Consejo (1), de 5 de abril de 1993, sobre las cláusulas abusivas en los contratos celebrados con consumidores tener en cuenta, a la hora de decidir sobre el carácter abusivo de una cláusula de vencimiento anticipado como la contenida en el contrato litigioso, celebrado entre un empresario y un consumidor, no sólo las circunstancias concurrentes en el momento de celebración del contrato, sino también la gravedad del incumplimiento del consumidor en momentos posteriores a la perfección del contrato
2) ¿Resulta contrario al principio de efectividad previsto en el artículo 7.1 de la Directiva 93/13/CEE del Consejo, de 5 de abril de 1993; sobre las cláusulas abusivas en los contratos celebrados con consumidores, acordar el despacho de ejecución con fundamento en una cláusula sobre vencimiento anticipado declarada abusiva por una resolución judicial firme dictada en un proceso de ejecución hipotecaria anterior seguido entre las mismas partes y fundado en el mismo contrato de préstamo hipotecario, aun cuando dicha resolución judicial previa no tenga reconocida en el ordenamiento jurídico interno efectos positivos de cosa juzgada material, pero sí se encuentre contemplada en dicho Derecho interno la imposibilidad de iniciar un nuevo proceso de ejecución con fundamento en el mismo título ejecutivo
3) En el contexto de un proceso de ejecución hipotecaria en el que el...
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