Life market overview
Author | European Insurance and Occupational Pensions Authority (EU body or agency) |
Pages | 5-8 |
2. LIFE MARKET OVERVIEW
For the majority of EEA countries (19) GWP increased in 2019. The Life market remains
largely dominated by the Index-linked and Unit-linked insurance & Insurance with profit
participation lines of business.
Figure 1: Concentration per country
10 Undertakings5 Undertakings3 Undertakings
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
AT
BE
BG
CY
CZ
DE
DK
EE
ES
FI
FR
GR
HR
HU
IE
IS
IT
LI
LT
LU
LV
MT
NL
NO
PL
PT
RO
SE
SI
SK
UK
The concentration indica tor is ameasure of the market share of the national GW P that the 3, 5, and 10 b iggest premium
writers account for.
Figure 2: Aggregate GWP growth per country
Life GWP 2018Life GWP 2019Delta
-50%
-30%
-10%
10%
30%
50%
70%
90%
110%
130%
150%
-100
-60
-20
20
60
100
140
180
220
260
300
UK
FR
DE
IT
IE
ES
LU
DK
SE
BE
NL
NO
AT
PT
FI
PL
LI
MT
GR
CZ
HU
SK
SI
RO
HR
CY
EE
BG
LT
LV
IS
Billions
The aggregated GWP for b oth 2018 and 2019 are displayed pe r country (left axis). “D elta” displays the increase/
decrease in % GWP of this year compare d to last on the right axis.
-EE, IS, LT & LV all show a3
undertaking market concen tration
above 80%. This is are sult of the
small number of companies in thes e
countries.
-Overall, DE remains as th e least
concentrated country foll owed by
IT, IE & FR.
UK, FR, DE & IT continu e to be the
largest Life underwriters.
LV have the largest increase year on
year at 147%; with FI repor ting the
second largest increase at 3 8%.
LT have the largest decrease
at-24%.
SOLO UNDERTAKINGS YEAREND
5
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