Solvency & capitalisation

AuthorEuropean Insurance and Occupational Pensions Authority (EU body or agency)
Pages16-25
4. SOLVENCY & CAPITALISATION
The majority of countries (17 out of 31), report amedian SCR ratio of over 200%;and for all
countries amedian MCR above 250% is reported. Market risk is the most dominant risk
module accounting for between 25% and 80% of BSCR for all countries. For the majority
of countries(26 out of 31), Tier 1– unrestricted capital accounts for 90% or more of OF.
4.1 SCR AND MCR DISTRIBUTION
Figure 21: SCR ratio full distributions per country
The chart above shows t he distribution of SCR ratios fo r each country; that is the total eligib le own funds divided by
the Solvencycapit al requirement for each country. Countr ies with more than 55 underta kings displayed on their own
line.
- For most countries the majo rity
of undertakings are conce ntrated
within the 100-200 % range with
along tail to the higher coverage
ratios.
- At EEA level we can see that the
vast majority of under takings fall
between the 10 0-300% range.
EUROPEAN INSU RANCE OVERVIEW 
16

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