Asunto C-455/19: Petición de decisión prejudicial presentada por el Juzgado de Primera Instancia e Instrucción no 6 de Ceuta (España) el 12 de junio de 2019 — BX/Banco Bilbao Vizcaya Argentaria S.A.
Section | información judicial |
30.9.2019 ES Diario Oficial de la Unión Europea C 328/14
Lengua de procedimiento: español
Juzgado de Primera Instancia e Instrucción no 6 de Ceuta
Demandante: BX
Demandada: Banco Bilbao Vizcaya Argentaria S.A.
1) Si, de conformidad con la Directiva 93/13/CEE del Consejo, de 5 de abril de 1993, sobre las cláusulas abusivas en los contratos celebrados con consumidores (1), y en particular de sus artículos 6.1 y 7.1, a fin de garantizar la protección de consumidores y usuarios y la jurisprudencia comunitaria que la desarrolla, es ajustado al Derecho de la Unión: el fijar como criterio inequívoco el Tribunal Supremo en sus sentencias 44 a 49 de 23/01/2019 la determinación según la cual en los contratos de préstamo hipotecario concertados con consumidores, es abusiva la cláusula no negociada que fija que todos los gastos de constitución de la operación de préstamo hipotecario deban repercutirse sobre la persona del prestatario, y con distribución de los diferentes conceptos que se integran en dicha cláusula abusiva y declarada nula, entre la entidad bancaria predisponente y el consumidor prestatario, con el fin de limitar la restitución de las cantidades indebidamente abonadas por aplicación de la legislación nacional. Y si, de conformidad con la Directiva 93/13/CEE del Consejo, de 5 de abril de 1993, sobre las cláusulas abusivas en los contratos celebrados con consumidores, y en particular de sus artículos 6.1 y 7.1, a fin de garantizar la protección de...
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