Asunto C-49/14: Sentencia del Tribunal de Justicia (Sala Primera) de 18 de febrero de 2016 (petición de decisión prejudicial planteada por el Juzgado de Primera Instancia n.° 5 de Cartagena — Murcia) — Finanmadrid E.F.C., S.A./Jesús Vicente Albán Zambrano, María Josefa García Zapata, Jorge Luis Albán Zambrano, Miriam Elisabeth Caicedo Merino (Procedimiento prejudicial — Directiva 93/13/CEE — Cláusulas abusivas — Proceso monitorio — Procedimiento de ejecución forzosa — Competencia del juez nacional de ejecución para apreciar de oficio la nulidad de la cláusula abusiva — Principio de cosa juzgada — Principio de efectividad — Carta de los Derechos Fundamentales de la Unión Europea — Tutela judicial)

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