Asunto C-375/15: Petición de decisión prejudicial planteada por el Oberster Gerichtshof (Austria) el 15 de julio de 2015 — Verein für Konsumenteninformation/BAWAG PSK Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
Section | información judicial |
Issuing Organization | Tribunal de Justicia |
26.10.2015 ES Diario Oficial de la Unión Europea C 354/12
Lengua de procedimiento: alemán
Oberster Gerichtshof
Recurrente: Verein für Konsumenteninformation
Recurrida: BAWAG PSK Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
1) ¿Debe interpretarse el artículo 41, apartado 1, en relación con el artículo 36, apartado 1, de la Directiva 2007/64/CE (1), sobre servicios de pago en el mercado interior (Directiva de servicios de pago), en el sentido de que una información (en formato electrónico) transmitida por el banco al buzón de correo electrónico del cliente dentro del servicio de banca electrónica («e-banking») de manera que el cliente puede acceder a ella haciendo un click tras identificarse en el sitio web de banca electrónica constituye una comunicación al cliente en soporte duradero
2) En caso de respuesta negativa a la primera cuestión: ¿Debe interpretarse el artículo 41, apartado 1, en relación con el artículo 36, apartado 1, de la Directiva 2007/64/CE en el sentido de que, en ese caso: a) el banco pone a disposición la información en un soporte duradero pero no se la comunica al cliente, sino que solamente le facilita el acceso a ella, o
b) se facilita únicamente acceso a la información sin utilización de un soporte duradero
(1) Directiva 2007/64/CE del Parlamento Europeo y del Consejo, de 13 de noviembre de 2007, sobre servicios de pago en el mercado...
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