Judgment of the Court (Fourth Chamber) of 9 July 2020.#XZ v Ibercaja Banco, SA.#Reference for a preliminary ruling — Consumer Protection — Directive 93/13/EEC — Unfair terms in consumer contracts — Mortgage loan agreement — Term limiting the variability of the interest rate (‘floor’ term) — Novation agreement — Waiver of the right to bring an action contesting the terms of a contract — Non-binding.#Case C-452/18.

Resolution Date:July 09, 2020
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